Independent KiwiSaver

Research, Analytics and Insight

‘New Zealand Trends' is a research-based, decision-support service to the KiwiSaver industry. Industry participants such as members, financial advisers and scheme providers can benefit from high quality research and insights.

KiwiSaver is a voluntary, work-based savings scheme with an auto-enrolment feature. Since its inception in 2007, KiwiSaver has successful attracted a large membership and rapidly increased savings coverage in New Zealand. Retirement income from retirement wealth accumulated within KiwiSaver accounts is designed to supplement New Zealand Superannuation payments.

KiwiSaver promotes a shared-responsibility solution to retirement income provision and includes co-contributions from employers and an annual contribution from the government. Globally, major changes such as the move away from defined benefit to defined contribution plans, increased longevity and pressurised government pension plans are placing a heavy burden on individuals to secure adequate retirement income.

While KiwiSaver has been successful in terms of attracting members many members are not making the most of the plan. The aim of this website is to assist key participants in the industry with independent research and insights and provide an industry wide perspective, as opposed to a narrow one-scheme perspective, in order to improve plan usage. With an extensive database and a global defined contribution perspective, 'New Zealand Trends' has been publishing regular insights to financial providers, advisers and adviser associations since 2010.